Agentic Banking
The Future of Finance

Empower your customers with intelligent, AI-driven experiences to manage their money smarter and better Explore AgentOS

Powered by AgentOS

Deliver smarter, faster, and more personalized financial services with Kube's agentic AI infrastructure.

Kube Pulse

Kube Pulse

Plug-and-play AI for your bank.

Add a secure, white-label AI assistant directly into your mobile or web app. By connecting with your transaction APIs, Kube Pulse provides:

  • Real-time answers to customer queries
  • Personalized insights and recommendations
  • On-the-spot service in your branded environment

No heavy lift. No long integration cycles. Just instant intelligence inside your customer experience.

Kube XP

Kube XP

Make finance feel rewarding.

Turn financial interactions into a journey where customers:

  • Earn points for milestones
  • Unlock perks and rewards
  • Come back daily for new challenges

Kube XP transforms your app into a gamified, motivating environment — driving loyalty, engagement, and repeat usage.

Kube Vault

Kube Vault

AI-powered lending, built on open banking.

Kube Vault gives financial institutions a powerful, AI-driven foundation to scale lending with confidence.

  • Open Banking Risk Engine
  • Intelligent Underwriting Platform
  • Digital Spin-off Ecosystem

From business loans to mortgages and Islamic finance, Kube Vault enables a fully digital lending journey — flexible, compliant, and built for the future of finance..

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Kube Lending Infrastructure

Built for banks, mortgage providers, Islamic finance institutions, and business finance advisers who want to digitize and accelerate lending workflows — without building from scratch.

Prospecting + AI Credit Scoring

Prospecting + AI Credit Scoring

Smart Risk Assessment

Evaluate borrower intent and creditworthiness in real-time with AI-powered scoring that blends financial history, behavioral signals, and custom logic.

Real-time scoring
White-Label Lending Solutions

White-Label Lending Solutions

BNPL & Embedded Finance

Offer your own branded lending products — from Buy Now Pay Later to merchant financing — with dynamic credit lines and automated repayment flows.

Fully customizable
Digital Loan & Mortgage Onboarding

Digital Loan & Mortgage Onboarding

Instant Origination

Onboard borrowers in minutes with automated KYC, eligibility checks, and document verification — streamlined for loans, mortgages, and business finance.

Minutes to approval

Ready to Transform Your Financial Services?

Let's build the AI-powered future of finance — together.

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AgentOS

AI-Powered Financial Solutions

Lead Generation

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Affordability Score

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Digital Lending

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